In modern financial planning, insights can be drawn from the ancient Chinese metaphysical study of 八字 or the Four Pillars of Destiny. This system provides unique perspectives on personality traits and life tendencies. Understanding these could potentially enhance one’s wealth management strategies. Let’s explore how each of the Ten Gods in 八字 can influence wealth management.
The 八字 chart comprises four main components – the Hour, Day, Month, and Year pillars. Each pillar consists of a Heavenly Stem and an Earthly Branch, further represented by the Ten Gods. These gods reveal distinct characteristics and tendencies related to our financial behaviour.
1. Direct Wealth (正财): Individuals influenced by Direct Wealth often prioritise stability and tend to make safer, long-term investments. They will likely steadily accumulate wealth through regular savings and traditional investments like bonds or real estate.
2. Indirect Wealth (偏财): Indirect Wealth signifies a more aggressive approach to wealth. Individuals under its influence might be inclined towards higher-risk, high-reward investments such as stocks, options, or start-up businesses.
3. Direct Officer (正官): The Direct Officer represents a systematic, risk-averse approach. Individuals influenced by the Direct Officer likely prefer structured, low-risk investments and may gradually accumulate wealth by moving up within structured organisations.
4. Seven Killings (七杀): Contrasting the Direct Officer, the Seven Killings God signifies a risk-taking personality. Those under its influence might be inclined towards high-risk, high-reward opportunities, such as speculative investments or ambitious business ventures. Some may even gamble for financial recovery or a sudden windfall.
5. Eating God (食神): The Eating God represents deep thinking and reflective tendencies. Individuals influenced by this God may accumulate wealth through profound insights and understanding of complex matters, possibly through strategic planning, intellectual endeavours, or deep knowledge fields like authorship or consultancy.
6. Hurting Officer (伤官): The Hurting Officer is synonymous with goal-oriented, driven, and focused individuals. Those under its influence may accumulate wealth by setting clear financial targets and relentlessly pursuing them. They often excel in careers that reward high performance and can navigate challenging environments to reach their goals.
7. Friends (比肩): Friends represent cooperation and connection. Those influenced by this element may accumulate wealth through collaborative efforts, networking, and building strong business relationships. Their financial success often comes from being part of a team and leveraging their interpersonal skills.
8. Rob Wealth (劫财): Rob Wealth can signify involvement in less traditional or ‘Yin’ businesses. This can include ventures in the nightlife industry, speculative trading, or other high-risk industries. Those under its influence may be drawn to unconventional ways of wealth generation and are often comfortable navigating the complexities and uncertainties of such sectors.
9. Direct Resource (正印): The Direct Resource indicates those seeking wealth through rigorous research and academic pursuits. Individuals under its influence value knowledge and may gain wealth by becoming experts in their chosen fields, understanding all aspects profoundly and thoroughly.
10. Indirect Resource (偏印): In contrast, the Indirect Resource represents a hands-on approach. Those influenced by this element often learn as they do, accumulating practical knowledge through experience and direct involvement. They might acquire wealth through technical roles, craftsmanship, or other professions that require a high degree of skill and practice.
These associations between the 八字 elements and financial behaviour offer a unique perspective, yet they should be viewed as part of a broader wealth management strategy. Each individual's financial plan should consider income, expenses, investment risk tolerance, and life goals. Furthermore, the 八字 is complex, and a complete understanding requires a comprehensive reading of all elements in the chart, not just the Ten Gods.
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